Other IMO’s have the ability to give out comp as high as FFL, but they choose not to. By paying low comp to agents, the IMO makes more money. At FFL we believe in the agents keeping more of the money.

As an independent contractor, we don’t believe there is any reason to sign a contract with an IMO. The only contracts you should sign are your carrier contracts in order to sell their products.

Getting a bonus at another IMO is nearly impossible if they have a bonus program at all. At FFL, we have bonuses on an agency level and personal production level. We have given out over $5 million in personal production bonus and over $3 million in agency production bonus so far.

Family First Life offers FREE training all year round. Learn from the top agents in the industry instead of the other IMO agents that charge you to learn and haven't sold in years.

Most companies will vest you after 5 or 10 years, there are also many that don't offer renewals at all. At FFL you're vested 100% day 1 which means your business is truly your business.

The lead options available in the Integrity Lead Center come from time-proven generation methods and innovative sources. We offer a massive inventory of leads updated in real-time that can be purchased and delivered immediately. Backed by Integrity, FFL has been able to generate leads anywhere in the country at a rate that promotes and encourages both personal and agency growth.