You are invited to learn about…

Brought to you

by Kinte Kellogg

858-568-3748

You are invited to learn about…

Brought to you

by Kinte Kellogg

858-568-3748

Everyone Else

Compensation: 25-60% starting. Max out at 100-110%. Sell a policy at 40% commission for $1,200, you’d make $480 and your manager would keep $720. Hmm 🤔

Agent Average Income: $43,000
Training: None at all or a hoorah of showing off what they’re able to afford. Plus you pay for it.
Trainers: Haven’t been in the field in years or have never been in the field.
Leads: None. Free leads that are shared among the entire company. Or even worse, they make you sell your family and friends.
Fees: Initially or monthly to stay with them.
Contract: Say you're independent, but tell you to not work with other companies or hold your contract for 6 months after leaving.
Renewals: You have to work there for 5-10 years before you get them and if you leave before then, they keep it.
Schedule: Sit in the office from 9-5.
Licensing: Pay for everything to get licensed with the state.
Weekly or Bi-Weekly Pay
Carriers: 1-2. Makes protecting families with health issues difficult.
Recruiting: Will make you recruit everyone you know before you even start.
They rely heavily on recruiting because that is how they make the majority of their income.

Compensation: 100% starting. Max out at 145%. Sell a policy at 120% commission for $1,200, you’d make $1400.

Average Agent Income: $115,000
Training: Free Training. In-Office, Youtube, Facebook, Zoom, Spotify + More) 1 on 1 mentoring as well.
Trainers: Only active $20K+ Producers are allowed to train.
Leads: Work with 15+ different lead vendors in order to get low cost & high quality leads.
Fees: 0 fees. Yes, completely 0.
No contract. Leave when you want.
Renewals: Day 1, if you decide to stay or leave.
Schedule: Take off when you want and need to. Want to work 80 hours? Great! Want to work 10 hours a month? Great. Just glad to have you here!
Licensing: WE Pay for your training with the state to get you licensed. You pay the state for your exam and application.
Daily Pay: Straight from Carriers to your Bank Account within 24-48 hours. NO MORE Bi-Weekly check!
Carriers: 20+ A Rated carriers. Never leave a family unprotected. Even if they’re in poor health or have a low budget!
Recruiting: No Recruiting required. You can earn a great living by just protecting families. If you want to grow an agency and add another source of income we can help with that as well.

Everyone Else

Compensation: 25-60% starting. Max out at 100-110%. Sell a policy at 40% commission for $1,200, you’d make $480 and your manager would keep $720. Hmm 🤔

Agent Average Income: $43,000
Training: None at all or a hoorah of showing off what they’re able to afford. Plus you pay for it.
Trainers: Haven’t been in the field in years or have never been in the field.
Leads: None. Free leads that are shared among the entire company. Or even worse, they make you sell your family and friends.
Fees: Initially or monthly to stay with them.
Contract: Say you're independent, but tell you to not work with other companies or hold your contract for 6 months after leaving.
Renewals: You have to work there for 5-10 years before you get them and if you leave before then, they keep it.
Schedule: Sit in the office from 9-5.
Licensing: Pay for everything to get licensed with the state.
Weekly or Bi-Weekly Pay
Carriers: 1-2. Makes protecting families with health issues difficult.
Recruiting: Will make you recruit everyone you know before you even start.
They rely heavily on recruiting because that is how they make the majority of their income.

Compensation: 100% starting. Max out at 145%. Sell a policy at 120% commission for $1,200, you’d make $1400.

Average Agent Income: $115,000
Training: Free Training. In-Office, Youtube, Facebook, Zoom, Spotify + More) 1 on 1 mentoring as well.
Trainers: Only active $20K+ Producers are allowed to train.
Leads: Work with 15+ different lead vendors in order to get low cost & high quality leads.
Fees: 0 fees. Yes, completely 0.
No contract. Leave when you want.
Renewals: Day 1, if you decide to stay or leave.
Schedule: Take off when you want and need to. Want to work 80 hours? Great! Want to work 10 hours a month? Great. Just glad to have you here!
Licensing: WE Pay for your training with the state to get you licensed. You pay the state for your exam and application.
Daily Pay: Straight from Carriers to your Bank Account within 24-48 hours. NO MORE Bi-Weekly check!
Carriers: 20+ A Rated carriers. Never leave a family unprotected. Even if they’re in poor health or have a low budget!
Recruiting: No Recruiting required. You can earn a great living by just protecting families. If you want to grow an agency and add another source of income we can help with that as well.

THE TRUTH

Learn the Truth about the Insurance industry and decide for yourself where you will have the best shot at success!

Comp

Other IMO’s have the ability to give out comp as high as FFL, but they choose not to. By paying low comp to agents, the IMO makes more money. At FFL we believe in the agents keeping more of the money.

Contract

As an independent contractor, we don’t believe there is any reason to sign a contract with an IMO. The only contracts you should sign are your carrier contracts in order to sell their products.

Bonus

Getting a bonus at another IMO is nearly impossible if they have a bonus program at all. At FFL, we have bonuses on an agency level and personal production level. We have given out over $5 million in personal production bonus and over $3 million in agency production bonus so far.

Sales Training

Family First Life offers FREE training all year round. Learn from the top agents in the industry instead of the other IMO agents that charge you to learn and haven't sold in years.

Renewals

Most companies will vest you after 5 or 10 years, there are also many that don't offer renewals at all. At FFL you're vested 100% day 1 which means your business is truly your business.

Leads

The lead options available in the Integrity Lead Center come from time-proven generation methods and innovative sources. We offer a massive inventory of leads updated in real-time that can be purchased and delivered immediately. Backed by Integrity, FFL has been able to generate leads anywhere in the country at a rate that promotes and encourages both personal and agency growth.